agents are starting to check out, book, and pay. when the customer says “i never told the agent to buy that,” proof settles it.
google’s agent payments protocol (ap2) and the x402 standards work are making agent transactions real, and payment rails are racing to support them.
those protocols prove intent at the moment of checkout. they do not answer the question that comes after: the customer disputes the charge, and nobody has court-admissible proof of what the agent was cleared to do and what it actually did.
the job and the agent's authority are locked into a signed record before it acts.
every action after that is chained to it and anchored daily to a trusted timestamp.
when a dispute lands, you pull one proof and settle it in seconds.
enable agent-initiated checkout with proof behind every transaction.
accept agent transactions without absorbing a new class of dispute.
show what your agents were cleared to spend, and what they spent.
disputes follow volume. the rail, merchant, or platform that can prove authorization wins the disputes and the regulator conversation.